As a Dividend Investor - I am having fun staying poor

Recently, there was a self-styled "master" who went around dissing dividend investing, saying things like REITS will chibaboom (his words not mine). Ironically, the master also invested into "growth stocks" like BABA and notably SE before its recent implosion.  Masterstrokes indeed.

Dividend/income investors have borne the brunt of "have fun staying poor" taunts since the dawn of time.  Previously from the crypto bros and then from the growth investors. This is nothing new. 

Every growth investor likes to talk about Tesla. But where are the ARK ETF investors? Where are the NIO bulls? Where are the BABA fanatics? Even a broken clock is right twice a day.  

Good luck to those who retired on a portfolio of "growth stocks", hoping to spend 4% annually on an expected annualized portfolio growth rate of 10%.  Without dividends, one would have no choice but to liquidate part of the portfolio for meeting expenditures.  The damage done might never be recoverable and you would be depleting your retirement fund into oblivion soon enough. Have fun going back to full time employment. 

On the other hand, the dividend investor has no need to sell any shares to meet spending needs. I don't have to bother much about falling share prices.  All i know is that the high interest rate environment cannot and will not last indefinitely. 

In the meantime, this is how I funded my expenses in 2023 without having to realize a single dollar loss on capital.

Payouts in Nov and Dec are based on those already announced on SGX

Nothing nicer than getting paid while waiting to be right.  

So fellow dividend investors, don't be too disheartened by the vitriol thrown our way.  We might be "poor" but at least we can have fun wallowing in our wads of cash payouts. 

Onward to FIRE!